Products and Services

At Macro Wealth Management we help individuals. Families and businesses focus on protection and long-term wealth strategies by leveraging the power of earned income in the early years.

Financial decisions made in the early stages of your life will have the greatest impact on your financial future. We strive to get your money to work harder for you. The services we offer assist you in all of your personal financial decisions.

We offer a full array of financial products and services that, as part of your overall plan, can help you achieve your objectives:

  • Estate Planning

    We assist you with design and implementation of a program that ensures that your wealth is passed along to family or others, while mitigating the impact of estate or inheritance taxes. This service enables you to plan your personal estate with an aim of maximum distribution and conservation to future generations.

  • Getting Started

    We work side-by-side with you building strategies towards creating financial success, provide ongoing monitoring and progress update meetings. We will also work with your accountant, attorney and other professionals to insure all of your wishes are taken into account and make sure nothing is overlooked. This ongoing relationship provides support and peace of mind knowing that all of your financial planning components are being macro-managed by a professional advisory firm. Your time is freed up to focus on other passions in your life.

  • Managed Accounts

    Every investor is unique, so our investment programs are designed to link specific investment needs to the appropriate method of professional investment management. In a world where traditional securities analysis and portfolio management are being questioned as out of date in relation to the "new" era of day trading, we remain committed to providing personalized investment management services to individuals, families, and fiduciaries. We emphasize the unique needs and goals of our clients and acknowledge that these needs deserve to be addressed differently. This approach has proven beneficial to clients of our firm for many years and we firmly believe that it will remain a successful approach far into the future.

  • Mutual Funds

    Mutual funds pool money from many investors all sharing the same investment objective. Mutual funds provide everyday investors a variety of investment opportunities and permit them to benefit from the knowledge and experience of professional investment managers dedicated to security analysis, evaluation and selection. Investors have immediate access to their money by selling shares at the fund's net asset value. In addition, mutual funds typically invest across a wide range of securities (such as stocks and bonds), thereby providing easy diversification. Moreover, because mutual funds are sold in shares, regardless of how much you invest, you own a proportionate amount of all the fund's holdings. Finally, custody, tax reporting and record keeping are among the many services mutual fund companies provide in a highly cost-effective manner.

  • Risk Management Analysis

    Implementing a risk management program is fundamental to a company's ability to protect itself against the loss of key personnel through death, disability, injury or sickness. We offer expert advice on selecting life and disability insurance coverage for such instances.

    By conducting a thorough financial security analysis to determine the appropriate protection for a company and their key executives, we ensure that your plan encompasses a proper evaluation of risk management needs and balances them with wealth accumulation objectives. We design risk management programs to be affordable, to fill both corporate and individual needs, and to remain flexible enough to allow for and adapt to changes as they occur. Our analysis also involves a review of existing coverages, if any, to ensure overall cost effectiveness and ensure employment of the most up-to-date features.

    Through risk management analysis we deliver products valued and designed according to our clients' needs. They're not just policies; they're solutions.

  • Business Succession Planning

    A key goal of many of our dental clients is to someday transfer their business interest to either family members or key employees. Properly done, this offers both the current and successor owner a worry free, tax efficient method of business succession. Furthermore, the loss of a business owner through death or disability catches even the most efficiently managed small businesses off guard and, worse yet, leaves them unprepared to deal with the repercussions. Family businesses in particular are susceptible to erosion of capital due to estate taxes and legal fees—not to mention the possible hurdles of voting control being scattered among heirs with conflicting viewpoints, potentially impeding the business' operation and prospective growth.

    Macro Wealth Management provides a professional evaluation of your current business situation to aid you with avoiding future problems related to succession planning.

  • Buy/Sell Strategies

    Buy-Sell Agreements are simply written contracts made between the partner(s) or shareholder(s) of a business that specify buy out provisions in situations such as untimely death, disability, divorce, bankruptcy, voluntary termination, company dissolution, etc.

    The execution of a Buy-Sell Agreement secures a number of very tangible benefits for the shareholder(s), including:

    • Continuity of management and control for the remaining owners
    • A ready market for typically non-marketable business interests
    • Liquidity to the decedent's estate for estate taxes and administration costs
    • Fair valuation of the business interest for federal estate tax purposes
    • Fair return to the decedent's estate for his/her business interests
  • Long Term Care

    Should you ever require a nursing home, assisted living or some other form of home health care it can unfortunately become quite expensive. Studies show that more than half of the U.S. population will require long-term care at some point in their lives; are you willing to take a chance that someone else will be there to help you? Keep in mind that Medicare doesn't cover most long-term care costs and Medicaid benefits are only available to you after you've depleted all of your assets. We help you protect yourself from unexpected long-term care expenses with appropriate coverages.

  • Life Insurance Ownership Management

    Insurance is an essential component of a complete and diverse financial plan. It protects your heirs in the event of your death and provides security for you in the event of an unexpected disability. As we build a relationship with you, we are better able to provide focused guidance and determine which insurance products serve you best.

  • Asset Management

    Asset management helps our clients enhance their wealth by maximizing post-tax returns while maintaining reasonable levels of risk. We accomplish this by utilizing research-based factors to structure our portfolios. We work closely with you to design and manage a strategy that complements your individual investment objectives.

  • Will and Trust Analysis

    Wills and Trusts are simply tools used in the larger process of Estate Planning. Unfortunately, there is a widespread misconception that this topic is of interest only to the wealthy. The truth is that an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes your final wishes while addressing the needs of your survivors — all while minimizing tax liability. It also covers planning for unexpected occurrences, such as disability, and takes into account deeply personal medical choices. Trusts play an important role in providing order to your financial affairs, assisting with tax planning, simplifying estate settlement and providing guidance for your family.

  • College Funding

    We work with you to determine whether your current savings strategy will cover college expenses for your children. If you dream of your child or grandchild going to college, it's important to recognize that higher education comes with a large price tag. However, with proper financial planning, it is far from an insurmountable problem. We'll help you calculate college costs, evaluate funding options and create an education strategy tailored to your unique goals.

  • Retirement Planning

    The ability to retire free from financial pressures remains the main focus for all of our clients, whether they're business owners or employees. It is critical for a retirement plan to be properly designed, implemented, communicated and administered in a way that allows them to remain dynamic, adapting as a clients' business and the relevant tax laws change. Retirement plans demand continued and careful analysis, particularly for ongoing IRS compliance. The appropriateness of a "qualified" or "non-qualified" plan for any individual should be determined based upon the individual's existing financial condition, in addition to their individual goals and dreams. 

  • Charitable Giving

    It is better to Give...and receive!


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