The Plan Must Work
The Plan Must Work Under All Circumstances
The vast majority of traditional financial plans are presented under circumstances that RARELY occur, such as a certain amount of money invested over a certain period of time at a pre-determined rate of return. This type of planning has never worked because something called life happens. Events, such as market fluctuations, interest rate changes, changing tax laws, inflation, emergencies, disability, premature death, and others get in the way of any planning process and they must be accounted for. Our approach takes a macroeconomic viewpoint to encompass as many variables as possible so that your plan can succeed under all circumstances. All plans are engineered to account for this thing we call LIFE!!!